| |
Voluntary Benefits
The Employee Benefit Dilemma:
Providing benefits for your employees while keeping cost under control.
The Answer:
Voluntary Benefits for Your Employees
Our programs are designed to complement existing employer provided benefits.
With flexible plan designs, employees will have an opportunity to provide
practical coverage for their own and their family’s additional insurance
needs at an affordable cost.
Providing employee benefits, even at a modest level, can comprise a significant
portion of a company’s total compensation budget. Even if budgets
were unlimited, the traditional one-size-fits-all approach of delivering
group insurance benefits is not cost effective. Voluntary employee benefits
allow your employees to customize benefits to fit their individual and
family needs without burdening your business with additional costs.
Why it works for the Employer
- We present to your employees the most comprehensive and competitive
products.
We coordinate deduction and remittance schedules to conform to your
payroll system.
- We pride ourselves on offering exceptional customer service.
- We provide salaried benefit counselors to meet with your employees
to answer any questions they may have about our programs.
- Offering a more attractive benefit package may increase employee retention.
Why it works for the Employee
- Employees can choose the types and levels of benefits that they need
and can afford
- Spouse and dependent children can participate
- Portability of benefits
- Payroll deduction of premiums allows easy budgetin.
| Group Health
Products and Services |
| Available Benefits |
Comments |
|
Universal Life
|
Pays a lump sum in the event of death to the
Insured. In addition, builds cash value that Insured can access.
|
|
Term Life
|
Pays a lump sum in the event of death to the
Insured. Does not build a cash value.
|
|
Short Term Disability (STD)
|
Pays Insured up to 70% of their salary in the
event of a disability due to an accident or sickness. Benefit periods
range from six months to three years.
|
|
Critical Illness
|
Pays Insured a lump sum in the event they are
diagnosed with cancer, heart attack, stroke, kidney failure or organ
transplan
|
|
Dental
|
Pays for dental work, you choose your own dentist.
|
|
Group Legal
|
Legal protection, security and peace of mind. |
|
Long Term Care
|
A plan designed to provide daily benefits at a nursing home of
choice avoiding dependence on family or charity. |
|
Accident Coverage
|
Helps provide a financial “cushion” in case of an accident. |
|
Vision
|
Helps cover cost associated with exams, lenses, frames and
contact lenses. |
| Worksite Carriers |
ASI (Administrative Systems Inc) |
Unique |
Baltimore Life |
Protective Life |
American Fidelity Group |
P.I.C. (Professional Insurance Company) |
American Fidelity Assurance Group |
G.E. |
AFLAC |
Transamerica |
Colonial |
ING |
American Heritage |
Kanawha |
Concord Heritage |
Allstate |
Concord General |
American General |
Mega Life |
|
For further information contact
us!
|
